Choosing your financial adviser may be one of the most important decisions you have to make. Your financial adviser could be helping you with the big purchases, such as the family home, or with your savings and investments through Individual Savings Accounts (ISAs), unit trusts and pensions. Of course there are also other issues such as family protection and taxation to consider. How do you know that the adviser you choose can look after all this and more? Financial advisers are not all the same and the amount of value they add to your situation varies considerably. Most financial advisers in the UK can only recommend products or services from one or a limited number of companies. Using one of these advisers means that you can never be sure if you are getting the most suitable product available to you. Indeed they are usually only remunerated by “selling” you a product when a product is not always the answer. As Independent Financial Advisers, Knightsbridge Financial Management are able to research the most suitable solutions then, if appropriate, search the whole market for the product or service that we believe most suitable for your needs and circumstances. We are not tied to any bank, investment house or insurance company and can always act in your best interests. Therefore, the first choice would seem easy- in our view independence is best- choosing which independent adviser might be a little harder. In choosing a financial adviser, you want someone who will listen to you, get to know your situation and understand what you want to achieve, someone who will work with you to achieve your objectives, not theirs. Naturally you will want someone who is truly independent, someone who can recommend whatever best meets your needs. You may also want a “confidante” or a sounding board, as well as a professional adviser: essentially you will need someone who will tell you how it is and be there to support you, even if the going gets tough. Your Needs, Your Solutions We believe that the choice and management of investments and pensions is a true partnership between us and our clients. Following a detailed analysis of your needs and circumstances, our Independent Financial Advisers (IFAs) work with you to help you meet your objectives. Understanding your exact objectives is vital in providing you with the most suitable solutions. Although we can advise you on many areas of financial planning our specialist areas include: - Pension Planning - Investments and regular savings - Protection - Inheritance Tax Planning -Corporate Financial Planning The Financial Services Authority do not regulate Taxation, Trusts and some forms of ISA’s’
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