Planning Tools

We all find it difficult to find that extra bit of cash to set aside for the future. The trick is to find ways to help us save money, now and in the future. The calculators below might help you discover them.

Want to keep on top of your spending?

How much do you spend each month on incidentals? We wouldn't want you to give up all your little treats - after all, we want you to live for today as well as plan for tomorrow. But the cost of the odd cup of coffee, magazine, taxi, or takeaway can soon add up. And setting aside the cost of just a few of them over a couple of months and years, will help you to start saving.

Launch budget calculator

Just how big is the big deal with pensions?

Tax rules can change in the future, but currently for every 80p you put into a pension scheme, the Government will add 20p in the form of tax relief. If you are a higher rate taxpayer you may also be able to claim up to a further 20% higher rate tax relief on your contributions. To see how that adds up over the years and how much difference it can make to your savings, just tap in some figures into the calculator below. Remember to use amounts you think you could afford to save.

The creator of this calculator is our regulating body, the Financial Services Authority (FSA). We think it’s pretty good. Not only is it easy to use, it’s also unbiased. So, it will give you an impartial outlook when calculating how much your pension could be worth in the future.

Launch pension calculator

Please ensure that you read the 'terms of use' before using the pensions calculator. This is found at the bottom of the first page.